Toddler daycare in Philadelphia, Pennsylvania.

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Toddlers playing with blocks on a rug in a daycare classroom in Philadelphia

Full-time toddler daycare in Philadelphia runs about $950 to $1,500 a month at licensed centers in 2026, per the Pennsylvania child care market-rate survey and the Child Care Aware of America 2024 Price of Child Care report. That is lower than infant care because Pennsylvania toddler ratios allow more children per teacher. Licensed family child care homes run lower still, roughly $850 to $1,200.

Sources used throughout: Pennsylvania Department of Human Services child care center regulations on staff-to-child ratios (55 Pa. Code Chapter 3270, Section 3270.51); the Pennsylvania child care market-rate survey; Child Care Aware of America 2024 Price of Child Care report; US Department of Labor National Database of Childcare Prices (2024 release); NAEYC group-size and ratio standards; Pennsylvania Office of Child Development and Early Learning Child Care Works program; IRS guidance on the Child and Dependent Care Credit. Cost figures are sourced ranges, not quotes for any single program. Updated June 2026.

How much does toddler daycare cost in Philadelphia?

Plan for roughly $950 to $1,500 a month for full-time toddler care at a licensed Philadelphia center in 2026, based on the Pennsylvania market-rate survey and the Child Care Aware of America 2024 report. That is about $11,400 to $18,000 a year. Center City and University City sit at the top of the range, while licensed home-based care runs lower.

Care setting (Philadelphia, full-time toddler)Monthly rangeAnnual range
Licensed center, typical$950 to $1,500$11,400 to $18,000
Licensed center, premium Center City$1,500 to $1,900+$18,000 to $22,800+
Licensed family child care home$850 to $1,200$10,200 to $14,400
Suburban Philadelphia counties median (toddler center)roughly $900 to $1,350roughly $10,800 to $16,200

For the citywide picture and how the neighborhoods compare, see our Philadelphia daycare guide and the daycare cost pillar.

Why is toddler care cheaper than infant care?

Toddler care costs less than infant care because Pennsylvania loosens its ratios as children age. Pennsylvania requires one staff person for every five young toddlers aged one to two years, with a group cap of 10, and one staff person per six older toddlers aged two to three years, with a group cap of 12, per Pennsylvania Department of Human Services regulations (55 Pa. Code Chapter 3270, Section 3270.51). More children per teacher spreads labor cost across more families, so tuition drops from the infant 1:4 figure.

The gap is real but modest in Philadelphia: most families see a couple hundred dollars a month come off the bill when a child moves up from the infant room. NAEYC, the National Association for the Education of Young Children, still recommends small toddler groups, so the savings are smaller than parents sometimes expect.

Center or family child care home: which is cheaper?

A licensed family child care home in Philadelphia usually runs below center pricing, often landing around $850 to $1,200 a month for a toddler, per Child Care Aware of America 2024 data. Homes care for a small mixed-age group in a residential setting, while centers offer dedicated toddler rooms, structured curricula, and backup staffing. Both must be certified by the Pennsylvania Office of Child Development and Early Learning.

Philadelphia families weighing the two should confirm each program's state certificate of compliance and ask how the toddler day is structured. Toddlers benefit from consistent routines and active play space; our tour questions guide covers what to ask either way.

Is toddler daycare easier to find in Philadelphia?

Usually, yes. Because Pennsylvania toddler ratios allow five to six children per caregiver versus four infants, Philadelphia centers can seat more toddlers, so waitlists tend to be shorter than for infant rooms. Demand in neighborhoods such as Center City, Fishtown, University City, and Northern Liberties still runs ahead of supply, so touring two or three programs a few months out remains wise.

The honest tradeoff. Toddler care in Philadelphia is cheaper and a little easier to find than infant care, but quality still varies widely from program to program, and the best ones keep waitlists. The price drop is real but smaller than many parents hope. Tour in person, check the state certificate of compliance, and do not assume a lower price means a worse room or a higher one a better.

How can I lower the bill?

Several levers help Philadelphia families. Income-eligible households can apply for Child Care Works, Pennsylvania's subsidized child care program, through the Office of Child Development and Early Learning, funded by the federal Child Care and Development Fund. Nearly all working parents can also use a Dependent Care FSA and claim the federal Child and Dependent Care Credit, per IRS rules.

  • Dependent Care FSA: set aside up to the IRS annual limit in pre-tax dollars. See our FSA guide.
  • Child and Dependent Care Credit: a federal tax credit on qualifying care costs, per IRS guidance. See our tax credit explainer.
  • State subsidy: Child Care Works covers part of tuition for eligible Pennsylvania families; see our subsidy explainer.
  • Family child care homes run lower than centers if quality and certification check out.

To model your own Philadelphia numbers after credits and subsidies, run them through our cost calculator.

Common questions

How much does toddler daycare cost in Philadelphia, PA? About $950 to $1,500 a month at licensed centers in 2026, per the Pennsylvania market-rate survey and Child Care Aware of America 2024; family child care homes run lower.

What is the toddler ratio in Pennsylvania? One staff person per five young toddlers (group cap 10) and one per six older toddlers (group cap 12), per 55 Pa. Code Chapter 3270, Section 3270.51.

Is toddler care easier to find than infant care? Generally yes, since looser ratios let centers seat more toddlers, but popular Philadelphia programs still keep waitlists.

Is there financial help? Yes, through Child Care Works, a Dependent Care FSA, and the federal Child and Dependent Care Credit.

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