Toddler daycare in Boston, Massachusetts.

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A toddler playing with blocks in a Boston daycare classroom

Full-time toddler daycare in Boston runs about $2,300 to $3,100 a month at licensed centers in 2026, per Massachusetts market-rate survey data and the Child Care Aware of America 2024 Price of Child Care report. That is roughly 10 to 15 percent below infant pricing. Licensed family child care homes run lower, around $1,700 to $2,300. Toddler care costs less because Massachusetts lets one educator supervise four toddlers instead of three infants.

Sources used throughout: Massachusetts Department of Early Education and Care (EEC) child care center rules on ratios and group size (606 CMR 7.10); Massachusetts market-rate survey data; Child Care Aware of America 2024 Price of Child Care report; US Department of Labor National Database of Childcare Prices (2024 release); NAEYC (the National Association for the Education of Young Children) group-size and ratio standards; Massachusetts Child Care Financial Assistance (CCFA); IRS guidance on the Child and Dependent Care Credit. Cost figures are sourced ranges, not quotes for any single program. Updated June 2026.

How much does toddler daycare cost in Boston?

Plan for roughly $2,300 to $3,100 a month for full-time toddler care at a licensed Boston center in 2026, based on Massachusetts market-rate survey data and the Child Care Aware of America 2024 report. That is about $27,600 to $37,200 a year, lower than infant care but still among the highest in the country. Back Bay, Beacon Hill, and the Seaport run highest, while licensed home-based care sits below center pricing.

Care setting (Boston, full-time toddler)Monthly rangeAnnual range
Licensed center, typical$2,300 to $3,100$27,600 to $37,200
Licensed center, premium (Back Bay, Beacon Hill, Seaport)$2,900 to $3,600$34,800 to $43,200
Licensed family child care home$1,700 to $2,300$20,400 to $27,600
Boston infant care, for comparison$2,600 to $3,600$31,200 to $43,200

For the citywide picture and how the neighborhoods compare, see our Boston daycare guide and the daycare cost pillar.

Why is toddler care cheaper than infant care?

Toddler care costs less because Massachusetts allows one educator per four toddlers, versus three infants, per the Massachusetts Department of Early Education and Care (EEC) rules in 606 CMR 7.10. More children per educator lowers the labor cost per child. Most Boston centers drop tuition by about $300 to $500 a month when a child moves up from the infant room to the toddler room.

The savings are real but smaller than in states with looser rules, because Massachusetts keeps strict toddler ratios too. NAEYC, the National Association for the Education of Young Children, recommends modest toddler group sizes, which keeps quality programs from packing rooms even where the rules would allow it.

What is the toddler ratio in Massachusetts?

Massachusetts allows one educator for every four toddlers aged 15 months to 2.9 years, with a maximum group size of nine, per EEC rules in 606 CMR 7.10. That is looser than the 1:3 infant ratio but still among the strictest toddler ratios in the country, which is why Boston toddler care stays expensive even as it falls below infant pricing.

Boston families touring toddler rooms should ask how many children and educators are actually in the room at nap, drop-off, and pickup, not just the licensed maximum. Our tour questions guide covers what to ask.

Is toddler daycare easier to find than infant care?

Usually, yes. Because Massachusetts lets toddler rooms enroll a few more children per educator, Boston centers have more toddler seats than infant seats, so waitlists are often shorter. Even so, the best-known programs in Back Bay, the South End, and near Cambridge can carry multi-month lists. If your child is aging out of an infant room, confirm the toddler-room transition early.

The honest tradeoff. Toddler care is cheaper than infant care, but a higher ratio means each educator is responsible for more children. Lower price and somewhat easier availability come with less one-on-one attention, so weigh cost against group size and how engaged the room feels when you visit.

How can I lower the bill?

Several levers help Boston families. Income-eligible working households can apply for Child Care Financial Assistance (CCFA) through the Massachusetts Department of Early Education and Care and their local Child Care Resource and Referral agency, funded by the federal Child Care and Development Fund. Nearly all working parents can also use a Dependent Care FSA and claim the federal Child and Dependent Care Credit, per IRS rules.

  • Dependent Care FSA: set aside up to the IRS annual limit in pre-tax dollars. See our FSA guide.
  • Child and Dependent Care Credit: a federal tax credit on qualifying care costs, per IRS guidance. See our tax credit explainer.
  • State subsidy: Massachusetts Child Care Financial Assistance covers part of tuition for eligible working families; see our subsidy explainer.
  • Family child care homes run lower than centers if quality and licensing check out.

To model your own Boston numbers after credits and subsidies, run them through our cost calculator.

Common questions

How much does toddler daycare cost in Boston, MA? About $2,300 to $3,100 a month at licensed centers in 2026, per Massachusetts market-rate survey data and Child Care Aware of America 2024; family child care homes run lower.

What is the toddler ratio in Massachusetts? One educator per four toddlers aged 15 months to 2.9 years, with a group cap of nine, per EEC rules in 606 CMR 7.10.

Why is it cheaper than infant care? A higher staff-to-child ratio for toddlers lowers the labor cost per child, so tuition drops by roughly $300 to $500 a month.

Is there financial help? Yes, through Massachusetts Child Care Financial Assistance, a Dependent Care FSA, and the federal Child and Dependent Care Credit.

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