Childcare while working from home.

Published ·Updated

A parent working at a laptop in a home office while a child plays nearby

Working from home is not childcare, especially for infants and toddlers who need near-constant supervision. Most remote parents still use some paid care and spend the saved commute time on drop-off, pickup, and the edges of the day. The cost ranges are the same as for commuters, about $30 to $120 a day per child, per US Department of Labor data.

Sources used throughout: US Department of Labor (DOL) National Database of Childcare Prices (full-day rate ranges); Internal Revenue Service (IRS) Publication 503 (Child and Dependent Care Credit, Dependent Care FSA eligibility and limits); Administration for Children and Families (ACF) Office of Child Care and the federal Child Care and Development Fund (CCDF). Cost figures are sourced ranges, not quotes for any single provider. Updated January 2026.

Can I work and watch a child at once?

For infants and toddlers, rarely in a sustainable way. Young children need near-constant supervision, and most remote jobs need focused blocks and calls. Working from home removes the commute and adds flexibility, but it is not a substitute for childcare.

Most remote parents still use some paid care, then spend the saved commute time on drop-off, pickup, and the hours around the workday. Trying to do both at once usually shortchanges the work, the child, or the parent, and often all three over time.

What options fit a remote parent?

Common fits include a part-time daycare or family child care schedule, a part-time nanny or nanny share during core work hours, or a mix such as daycare three days with a relative two days. The flexibility of remote work is best used as a buffer, not as the care plan itself.

Some remote parents use full-time daycare and treat working from home as insurance for sick days and appointments. Compare settings in the daycare vs nanny guide and weigh part-time schedules in the cost guide.

OptionRough costBest for
Full-time daycareAbout $30–120/day, per DOLFocused work; flexibility as a buffer
Part-time daycareProportionally lessSplitting days with a partner or relative
Part-time nanny / shareHourly; share splits the rateCare at home during core hours
Relative + daycare mixVariesLowering cost while keeping coverage

How much does it cost?

The same ranges apply whether you commute or work from home. Full-day care commonly runs about $30 to $120 a day per child, per the US Department of Labor (DOL) National Database of Childcare Prices, and part-time schedules cost proportionally less.

A Dependent Care FSA and the federal Child and Dependent Care Credit still apply to care you pay for, per IRS Publication 503. Estimate your own number with the cost calculator before deciding between full-time and part-time.

Does the tax credit still apply?

Yes. The federal Child and Dependent Care Credit and a Dependent Care FSA apply to care that lets you work, regardless of where you work, as long as you meet the rules, per IRS Publication 503. The location of your job does not change eligibility.

  1. Both parents generally must be working or looking for work to claim the credit, per IRS Publication 503.
  2. The care must enable work, which is the purpose test, not where the work happens.
  3. Use an FSA first if offered, up to $5,000 pre-tax for most households, per IRS Publication 503.
  4. Check subsidy eligibility through your state's Child Care and Development Fund if income-eligible, per ACF rules.

One honest note. The pitch that remote work lets you skip childcare rarely survives contact with a real infant or toddler. You can save the commute, shift your hours, and cover the edges of the day, but you cannot reliably do focused work and supervise a young child at the same time. Budget for real care, and treat working from home as flexibility around it, not a replacement for it.

Quick answers

Can I do both? Not reliably for infants and toddlers; remote work is not childcare.

What fits? Part-time daycare, a nanny share, or a daycare-plus-relative mix.

What does it cost? Roughly $30 to $120 a day per child, per DOL ranges.

Tax breaks? The credit and FSA apply wherever you work, per IRS Publication 503.

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